Statute: Conn. Gen. Stat. Ann. Р’В§ 42-133ff(e) (western)
Statute will not define charge card to add debit card
No sellerРІР‚В¦or any charge card issuer may impose a surcharge for a card owner who elects to make use of a bank card instead of re payment by cash, check or means that are similar.
Statute: Kan. Stat. Ann. Р’В§ 16a-2-403
Discounts for money re re Payments are permitted in Kansas
Attorney GeneralРІР‚в„ўs viewpoint interprets area predecessor that is 16a-2-403РІР‚в„ўs not to prohibit discounts for re re payments made by cash, check or similar means.
Statute: Kan. Op. Attorney Gen. 86-115, 1986 WL 238345 (1986)
Statutes cover: Statutes don’t determine bank card to incorporate debit card
No sellerРІР‚В¦may impose a surcharge on a cardholder who elects to utilize a charge card instead of re re re payment by cash, check or means that are similar.
Statute: Maine Rev. Stat. Ann. tit. 9-A, Р’В§ 8-303(2) (See also id. Р’В§ 8-103 (definitions and guidelines of construction))
Discounts for money re re Payments are permitted in Maine
Discount provided to cause payment by money, check or any other means maybe perhaps not involving a charge card not considered a finance cost if agreed to all buyers that are prospective disclosed obviously and conspicuously.
Statutes cover: charge cards just
No sellerРІР‚В¦may impose a surcharge on a cardholder who elects to make use of a charge card instead of re re payment by cash, check or means that are similar.
Statute: Mass. Gen. Laws Ann. ch. 140D, Р’В§ 28A(a)(2) (western)
Discounts for money re Payments are permitted in Massachusetts
Discount agreed to cause re payment by money, check or other means not involving a charge card not considered a finance fee if agreed to all buyers that are prospective disclosed obviously and conspicuously.
Statute: Mass. Gen. Laws Ann. ch. 140D, Р’В§ 28A(b) (western)
Statutes cover:Credit cards only
Statute: (Mass. Gen. Laws Ann. ch. 140D, Р’В§ 1 (Western))
( * outside website link implies no recommendation by state of Massachusetts)
No sellerРІР‚В¦may impose a surcharge for a cardholder who elects to make use of credit cards instead of re re re payment by cash, check or similar means.
Discounts for Cash re Payments are permitted in Oklahoma
Discount wanted to cause re re payment by cash, check or similar means maybe maybe not involving an open-end bank card maybe maybe not considered a credit service fee if provided to all prospective purchasers obviously and conspicuously relative to laws.
Statutes cover: bank cards just
In a few nations, for instance Russia, the U.S., plus some nations in Asia, a merchant is allowed to charge a convenience cost to your client. The cost should be a predetermined fee (|fee that is flatnot a percentage regarding the deal quantity), obviously disclosed, and represent payment for the ease of having to pay through an alternative payment channel (such as online) that is significantly diffent compared to the merchantРІР‚в„ўs normal payment channel (as an example giving a check through the mail or spending in individual).
Certain merchants (for instance, government, training) in Canada, Egypt, Russia, therefore the U.S. are allowed to evaluate solution charges on Visa Card deals
A vendor is permitted to supply discounts for spending in money, but, the discount must certanly be provided as being a decrease through the standard cost.
In some nations (Australia, Canada, Asia, Southern Africa, U.S.) a vendor is allowed to offer cash-back as an element of a Visa deal, under particular circumstances as well as on specific card kinds (as an example, debit cards). Cash-back is just allowed once the Visa card had been released into the country that is same the vendor easy online payday loans in Texas location.
listed here are some typical Visa Rules questions. When you yourself have concern in regards to a Visa guideline that isn’t addressed below, please contact Visa at [email protected] . Take note that the Visa Rules differ from time. The Visa Rules will apply if there is a discrepancy between the information contained in these Frequently Asked Questions and the Visa Rules. For extra demands, relate to the Visa acceptance contract between you and your acquirer.