Your debt agency the telephone business offered this to help keep giving me provides but in my opinion we have actuallyn’t received such a thing when it comes to previous six months. – 30 Days to Fit

Your debt agency the telephone business offered this to help keep giving me provides but in my opinion we have actuallyn’t received such a thing when it comes to previous six months.

Should this come down my credit history any time in the future ?

Sara (Financial Obligation Camel) says

Defaults drop your credit record off 6 years following the default date in the personal credit record.

But needless to say your debt collector may choose to head to court for a CCJ, which will then be on the credit record for the next 6 years. You a good offer to settle, accepting it might be a good idea if they make.

We don’t concur because they had closed the account and sold it to a debt agency that I owe the bill stated from the phone company and when I did reach out to them, they couldn’t give any further information.

Off my case, would this still not remain for another 6 years if I settle to get them ?

Sara (Debt Camel) says

maybe you have no teletrack payday loans taken the grievance towards the appropriate Ombudsman?

I’ve a learning pupil loan financial obligation from 1997 that has been sold up to a DCA around 2015. We have actuallyn’t produced re re re payment or acknowledged your debt since early ’00s, however the DCA slapped a standard on in 2017 and state that the reason for action’ started then. Does a financial obligation need to be in standard before a factor in action starts?

Sara (Financial Obligation Camel) says

An old-style education loan debt – we suggest you keep in touch with National Debtline on 0808 808 4000 relating to this.

I will be from Venezuela. Back 2014 we signed up for a post graduate system in England. In 7 june 2014 We made the very first and only payment to my tuition costs. To cover the others I happened to be looking forward to the goverment to accept my demand to exchnage currency that is venezuelan pounds (in Venezuela you’ll need goverment permission for this types of deal.) edited

Sara (Financial Obligation Camel) says

Hi Joeal, your two remarks had been extremely complicated and long. You want anyone to keep in touch with you concerning the information on your situations, see your face isn’t me personally.

Hey! Thanks anyway.

we do believe I would just inform the college about my situation that is current my manager placing my agreement on hold and every thing, and discover when they can hold back until lockdown is lift here to resume conversation.

I’ve a debt that is old 2010-2011 that I didn’t realize had been outstanding to virgin news. I recently signed up to credit references agency’s and this is where I realised this debt was outstanding as I am looking to buy a house. The quantity is small, however although payments could never be drawn in mid 2010 this financial obligation seemingly have never ever been defaulted. So that it has remained back at my credit file as a merchant account in arrears and payments that are missing date on a monthly basis until June 2020 (present). My real question is exactly just what recourse do i’ve with this, since clearly very nearly 10years later on this would perhaps maybe not nevertheless be being reported back at my credit history and adversely impacting it? I am able to spend this quantity, nonetheless i would really like elimination of this from my credit score I was unaware of, and being almost 10 years old now surely should not still be recorded on my credit file, thought these issues usually only stay on the file for up to 6years as it is something.

Any information it is possible to offer would actually be valued.

Sara (Financial Obligation Camel) says

Have you continued utilizing the Virgin account? If you don’t, whenever did you stop?

Please would you delete my surname and sorry for multiple articles.

We have a superb debt from 2010 until I recently looked at my credit file because we are looking to get a mortgage that I was unaware of. The account in arrears just isn’t for many cash and I also have always been in a position to repay this whenever you want, nevertheless the contact that is last had regarding this financial obligation was at 2011 and I’ve had absolutely nothing since (We have moved house etc but e-mail has never changed) it seems this financial obligation ended up being never ever defaulted and has now remained as a merchant account in arrears and missed re re re payments each month since 2010, but I became totally unaware. Do We have any recourse for working with this, it is very nearly a decade old it is nevertheless on my credit account as lacking a payment each month. Could you please advise, many thanks ever a great deal